JPMorgan Chase CEO Jamie Dimon did more than forecast a coming financial crisis in his yearly letter to shareholders.

In his letter, Dimon also freely questioned why the bank is still in the home mortgage business, informing shareholders that one of the main factors that the megabank is still participated in home mortgage lending is for the benefit of its customers, in spite of the unstable nature of the companybusiness and the progressively lower returns coming from home mortgages.