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By Elyssa Kirkham/GOBankingRates

Not only is an excellent credit report a sign of healthy money management– its also needed if you desire to pay for many of lifes requirements. For example, if you want to buy a house this spring, a greater credit ratingcredit history will get you a lower home loan rate, which conserves you cash. The very same is trueholds true for car loans; a higher credit ratingcredit report can get you a lower APR on your automobile loan.Using Experian data on regional credit scorescredit report, GOBankingRates determined the average credit ratingcredit report by state to find the 10 states where people have the bestthe very best credit scores– and the 10 where homeowners have the worst credit.Click through to see where your state ranks for its credit score.This short article was initially released by GOBankingRates.17 biggest budgeting mistakes youre making 15 preferred pastimes of successful individuals, like Mark Cuban and Warren Buffett 7 things you require to understandfind out about tax-loss harvesting